Treasury Analyst CV Examples & Writing Guide
A treasury analyst CV gets an interview when the first third of the page shows four things: the cash you moved and forecast (daily position, 13-week forecast, entity count), the bank and treasury systems you actually used, your ACT qualification status, and one measurable result such as lower bank charges or a more accurate forecast.
Treasury analyst CV example (mid-level, AMCT)
This sample is for a treasury analyst with six years in corporate treasury at a mid-size company with overseas subsidiaries. The person and the employers are invented. If you are an entry-level analyst or a treasury specialist on the operations side, keep the shape and scale the numbers down; there are personal statements for both further down.
Dana Okonkwo AMCT
Senior Treasury Analyst
Birmingham · 07700 900148 · dana.okonkwo@email.com · linkedin.com/in/danaokonkwo-amct
Summary
Treasury analyst with 6 years managing daily cash for a £720m manufacturer with 14 legal entities in 6 countries. Owns the global cash position, the rolling 13-week forecast and 62 bank accounts across 5 banks. Cut annual bank charges by £150k and brought 13-week forecast variance from 12% to under 4%. ACT Diploma in Treasury Management (AMCT); Kyriba, SAP and HSBCnet.
Experience
Senior Treasury Analyst · Privately owned industrial manufacturer (£720m turnover, 14 entities)
Jun 2022 – Present
- Produce the global daily cash position by 10:00 across 62 accounts at 5 banks, pulling prior-day MT940 and camt.053 statements into Kyriba and clearing unidentified items before the funding decision.
- Own the rolling 13-week cash forecast for 14 entities; rebuilt the collections and capex inputs with the credit control and plant finance teams and reduced week-4 variance from 12% to 3.8% over four quarters.
- Run monthly FX exposure reporting on roughly £56m of EUR, MXN and PLN balance sheet exposure and execute the resulting forwards with two relationship banks; documented hedge designations under IFRS 9 with the technical accounting team.
- Completed a bank charges review across all five banks, benchmarking every priced service, renegotiated 40 line items and cut annual bank charges by £150k.
- Administer bank account opening, closing and mandate changes (62 accounts, 9 KYC refreshes a year) and keep the signatory register for 11 authorised signatories up to date, with no audit findings.
Treasury Analyst · Private healthcare services group (£250m turnover, 40 clinics)
Aug 2020 – May 2022
- Managed the daily cash position for 18 operating accounts and moved an average of £5m a day between the cash pool header account and operating accounts.
- Prepared the weekly borrowing base certificate and monthly covenant compliance pack for a £60m revolving credit facility, with no covenant breach or reporting delay in 21 months.
- Processed and released 300+ CHAPS payments and Bacs runs a month under dual control, and introduced call-back verification of supplier bank detail changes after a £22k invoice redirection fraud attempt.
- Built the first automated daily cash report in Excel with Power Query, cutting the morning cash routine from about 90 minutes to 20.
Education
BSc (Hons) Finance, 2:1
University, Birmingham, 2020
Certifications
- Diploma in Treasury Management (AMCT), Association of Corporate Treasurers, since 2023
- Kyriba certified user, cash and payments modules, 2022
Skills
What a treasury manager looks for in the first 20 seconds
Treasury teams are small. A group of four people can move billions, so the manager screens for judgement and control habits, not for volume of work. Four things decide whether they read on.
- Scale and complexity. Number of bank accounts, banks, legal entities and currencies. One UK entity with three accounts is a very different job from 14 entities in 6 countries, and the manager wants to know which one you have done.
- Which part of treasury you owned. Cash operations (positioning, funding, payments), forecasting, debt and investments, FX and hedging, or bank relationship and account administration. Most analysts do two or three. Say which.
- Systems. The treasury management system (Kyriba, GTreasury, FIS, Coupa Treasury, Reval, TIS) or, if you had none, the ERP module and the bank portals. Naming the exact bank platforms (HSBCnet, Barclays iPortal, Lloyds Commercial Banking Online, NatWest Bankline, J.P. Morgan Access) tells them you have really done the work.
- Control awareness. Dual control on payments, call-back procedures on new supplier bank details, Confirmation of Payee, segregation of duties. One bullet showing you spotted or stopped a fraud attempt is worth more than a paragraph of duties.
“Two CVs say "managed daily cash". One tells me 62 accounts, five banks, six currencies and a 10 a.m. deadline. That one gets the call, because now the interview can start at the interesting part.”
Treasury analyst personal statement examples
Three or four lines under your name. Title and years first, then the scale you handle, then the systems, then one number that shows a result. Use a personal statement, not a career objective, at every level.
Finance graduate (BSc, 2:1) with a summer placement in a corporate treasury team, where the daily cash position for 12 accounts was prepared and reconciled and a bank fee file was rebuilt in Excel. Modules in corporate finance, derivatives and financial modelling. Excel (XLOOKUP, pivot tables) and Bloomberg Market Concepts certificate. Studying for the ACT Certificate in Treasury Fundamentals.
Treasury analyst with 3 years running daily cash for a £250m services group: 18 accounts, £5m in daily movements, weekly borrowing base and monthly covenant reporting on a £60m revolving credit facility. Released 300+ CHAPS payments and Bacs runs a month under dual control. Advanced Excel and Bankline.
Senior treasury analyst (AMCT) with 6 years in global cash management for a £720m manufacturer with 14 entities in 6 countries. Owns the daily position, the 13-week forecast and 62 bank accounts. Cut bank charges by £150k a year and forecast variance from 12% to under 4%. Kyriba and SAP.
Treasury specialist with 5 years in payment operations: 1,200 CHAPS, Bacs and international payments a month, sanctions screening escalations, bank account opening and closing for 45 accounts, and mandate maintenance across 4 banks. Rolled out call-back verification for supplier bank changes after two attempted payment frauds.
Accountant with 5 years in cash and bank reconciliations for 20 accounts, intercompany settlements and the monthly cash flow statement, now moving into treasury. Built the company's first 13-week cash forecast during a covenant renegotiation. Studying for the ACT Certificate in Treasury, exam in 2027.
Treasury bullets that work: before and after
Treasury duties are easy to describe in a way that says nothing. The fix is always the same: add the count, the currency or pound size, the system, and what changed. Eight common lines, rewritten.
| Weak | Strong |
|---|---|
| Responsible for daily cash management. | Publish the global cash position by 10:00 across 62 accounts at 5 banks in 4 currencies, funding operating accounts and sweeping surplus to a money market fund. |
| Prepared cash flow forecasts. | Own the rolling 13-week cash forecast for 14 entities and cut week-4 variance from 12% to 3.8% by rebuilding the collections and capex inputs with plant finance. |
| Worked with banks. | Manage day-to-day contact with 5 banks: 62 account openings, closings and mandate changes, 9 KYC refreshes a year, and an annual service review on pricing and error rates. |
| Handled foreign currency. | Report roughly £56m of EUR, MXN and PLN balance sheet exposure monthly and execute matching forwards with two relationship banks, with hedge documentation under IFRS 9. |
| Processed payments. | Release 300+ CHAPS payments and Bacs runs a month under dual control, with call-back verification on every new or changed supplier bank account. |
| Assisted with debt compliance. | Prepare the weekly borrowing base certificate and the quarterly covenant compliance certificate for a £60m revolving credit facility, with no breach or late submission in 21 months. |
| Reduced banking costs. | Ran a bank charges review across 5 banks, renegotiated 40 priced line items and cut annual bank charges by £150k. |
| Improved treasury processes. | Automated the daily cash report with Power Query and direct camt.053 imports, cutting the morning routine from 90 minutes to 20 and removing manual re-keying of 18 balances. |
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Treasury analyst CV skills that recruiters search for
Keep the list to 12 to 15 items and split it into what you do and what you do it with. Skip generic entries like "finance" or "analytical"; they take space and prove nothing.
Treasury work you can claim:
- Daily cash positioning, concentration and target balancing
- Short-term cash forecasting (13-week) and annual liquidity planning
- Bank relationship management and account administration (opening, closing, mandates, KYC)
- Payment operations: CHAPS, Bacs, Faster Payments and international payments, dual control, sanctions screening escalation, Confirmation of Payee
- FX exposure identification and hedging with forwards; hedge accounting support under IFRS 9
- Debt: RCF drawdowns and repayments, borrowing base, covenant calculation and reporting
- Investment of surplus cash within an investment policy (money market funds, Treasury bills, commercial paper, bank deposits)
- Bank charges analysis and review of bank fee statements
Systems, spelt the way the vendors spell them:
- Treasury management systems: Kyriba, GTreasury, FIS Quantum, Coupa Treasury, Reval, TIS
- ERP: SAP S/4HANA (including the Treasury and Risk Management module), Oracle, NetSuite, Microsoft Dynamics 365
- Bank portals: HSBCnet, Barclays iPortal, Lloyds Commercial Banking Online, NatWest Bankline, J.P. Morgan Access
- File and message formats: SWIFT MT940 and MT942, ISO 20022 camt.053 and pain.001, Bacs Standard 18
- Excel to a real standard: Power Query, XLOOKUP or INDEX-MATCH, pivot tables, scenario tables. Many treasury interviews include an Excel exercise.
The soft skills that matter here are narrow and specific: hitting a hard daily cut-off, saying no to a payment that has not been verified, and explaining a cash variance to a CFO in two sentences. Show them in bullets rather than listing them as adjectives.
ACT qualifications, education and how to list them
There is no licence to work in treasury. The qualifications that carry weight in the UK come from the Association of Corporate Treasurers (ACT), and hiring managers know exactly what they take, so be accurate about your stage.
- ACT qualifications. The ladder runs from the Certificate in Treasury Fundamentals and the Certificate in Treasury to the Diploma in Treasury Management (AMCT) and the Advanced Diploma (MCT). Many treasury analyst adverts list an ACT qualification as preferred rather than required.
- CIMA or ACCA. Useful if your role leans towards forecasting and planning rather than cash operations, and common where treasury sits inside group finance.
- CFA charter (CFA Institute) or a chartered accountancy qualification (ACA, ACCA). Both appear in treasury teams, the CFA more often on the investment and capital markets side, the accountancy qualification where treasury and technical accounting overlap.
- In the US the equivalent credential is the Certified Treasury Professional (CTP) from the Association for Financial Professionals, and the document is called a resume. If you hold the CTP, list it with the awarding body so UK readers recognise it.
- Degree: a degree in finance, accounting or economics is the usual entry point. List the degree, classification, university and year; the classification matters most in the first three years after graduating.
Header: "Dana Okonkwo AMCT". Certifications: "Diploma in Treasury Management (AMCT), Association of Corporate Treasurers, since 2023".
Certifications: "ACT Certificate in Treasury, exam booked for 2027; studying with the ACT since 2025". Do not put letters after your name until the qualification is awarded.
Leave it out of the header and write a short "In progress" line under education: "Studying for the ACT Certificate in Treasury Fundamentals, completion expected 2027".
List vendor training honestly: "Kyriba certified user, cash and payments modules, 2022" or "SAP S/4HANA Finance training, 40 hours, 2024".
Entry-level treasury analyst CV (no treasury experience yet)
Almost nobody starts in treasury straight from university; teams are small and openings are few. Most people arrive from accounting, credit control or accounts payable, FP&A, or a bank's commercial operations team. Your CV has to translate that work into treasury language.
- From accounting: bank reconciliations (how many accounts), the cash flow statement, intercompany settlements, and any 13-week forecast you built. These are treasury tasks under another name.
- From credit control or accounts payable: payment runs, supplier bank detail changes, cash allocation volume, debtor days. Frame them as cash inflow and outflow control.
- From a bank: payment operations, CHAPS and Bacs processing, cash management sales support, KYC and account opening. Corporate treasury teams hire from bank operations more often than people expect.
- Skills that get an entry-level CV read: Excel beyond formulas (Power Query, clean model structure), a working understanding of how CHAPS, Bacs and Faster Payments differ, and knowing what a bank charges statement shows.
Prepared the daily cash position for 12 UK accounts during a 10-week treasury placement, reconciling prior-day statements and flagging 40+ unidentified receipts for the credit control team.
Reconciled 20 bank accounts monthly and built the company's first rolling 13-week cash forecast in Excel, used by the CFO during a covenant renegotiation with the lead lender.
Processed and repaired 250 outgoing payments a day in a bank payment operations centre at a 99.7% straight-through rate, and handled sanctions screening escalations under a two-hour service level.
Write a personal statement, not an objective. "Seeking a challenging treasury role to grow my skills" tells the reader nothing. "Accountant with 5 years in cash reconciliation and a self-built 13-week forecast, moving into treasury" tells them everything.
Format, length and the words the ATS is looking for
- One to two pages under ten years of experience. Two pages for a treasury manager or assistant treasurer with a long list of facilities and system implementations. Never three.
- Order: header, personal statement, experience, skills, qualifications, education. Put your ACT letters in the header and in qualifications so both the reader and the parser find them.
- Reverse chronological order, single column, no photo, no date of birth, no charts of your bank balances. Finance recruiters use applicant tracking systems that read text, not graphics.
- Mirror the advert's exact wording where it is true for you: cash positioning, liquidity, 13-week forecast, cash forecasting, bank relationship management, FX hedging, debt compliance, covenant reporting, CHAPS and Bacs payments, treasury management system, and the TMS by name.
- If you have supported a system implementation, give it its own bullet with the vendor, your role and the timeline. TMS implementation experience is one of the strongest things a treasury analyst can put on a CV.
One more thing that separates treasury from general finance: name the currencies and countries you have worked with. "EUR, MXN and PLN exposure across entities in Germany, Mexico and Poland" is a keyword line and a credibility line at the same time.
Frequently asked questions
What does a treasury analyst do, and how should the CV show it?
A treasury analyst manages the company's cash: the daily position, funding and sweeps, short-term forecasts, bank accounts and payments, and often FX and debt reporting. Show it with counts and pounds, such as accounts, entities, currencies, daily movement volume and forecast accuracy. Duty lists without numbers read as junior.
How do I write a treasury analyst CV?
Start with a three-line personal statement giving your years, the scale of cash you handle, your systems and one result. Give each job three to five bullets, each with a count or a pound figure and, where possible, a change you made. Add a skills block split into treasury tasks and systems, then qualifications and education. One to two pages.
What skills should I put on a treasury analyst CV?
Cash positioning and forecasting, bank account administration, payment operations and controls, FX exposure and hedging, debt covenant reporting, and short-term investing. For systems, name the TMS (Kyriba, GTreasury, FIS, Coupa Treasury), the ERP, the bank portals and the file formats such as MT940 and camt.053. Add your true Excel level.
How do I get a treasury analyst job with no experience?
Translate what you already do. Bank reconciliations, cash allocation, payment runs, borrowing base support and any forecast you built are treasury work under other names. Put those bullets first, add Excel depth and, if you can, a placement or a bank operations role. Treasury teams hire from accounting, credit control, accounts payable and bank operations more often than from graduate schemes.
Should a treasury analyst CV have a career objective or a personal statement?
A personal statement, at every level including entry level. An objective states what you want; a personal statement states what you can do, which is what the treasury manager is deciding about. If you are changing fields, use the last line to say where you are heading.
Do I need an ACT qualification to be a treasury analyst?
Usually no. Most analyst adverts list an ACT qualification as preferred, not required. It matters more for senior analyst and treasury manager roles, where the Diploma in Treasury Management (AMCT) is a common benchmark. If you are studying for one, say which and when you expect to finish rather than implying you already hold it.
Treasury analyst or financial analyst: should I use the same CV?
No. A financial analyst CV leads with budgeting, variance analysis and modelling; a treasury CV leads with liquidity, banks, payments and risk. If you apply to both, keep two versions and change the personal statement, the skills block and the order of the bullets within each job.
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How this page was made: a first draft was written with AI assistance from cvplex's example library, then edited and fact-checked by the cvplex Careers Team. Examples are fictional composites; numbers are illustrative. Report an error via the editorial policy page.